A Step-by-Step Home Seller’s Guide

Selling a property is a significant decision that involves planning, preparation, and coordination.
This step-by-step guide outlines the process to help you achieve a smooth and successful sale.

Step 1 | Define Your Goals

Clarify your reasons for selling and your desired outcome.
Whether you’re relocating, upgrading, or restructuring investments, clear goals will help shape your pricing and timeline strategy.

Step 2 | Set the Right Price

Pricing your home accurately is key to attracting qualified buyers.
Your agent will assess comparable sales, current market trends, and property features to recommend a fair and competitive price.

Step 3 | Prepare the Property

Presentation matters.
Declutter, deep clean, and complete minor repairs to show your home in its best condition.
Small updates—fresh paint, lighting, or landscaping—can make a strong impact.

Step 4 | Marketing the Listing

A well-planned marketing strategy ensures your property reaches the right audience.
Your agent will use professional photography, MLS exposure, digital and social media promotion, and agent networks to maximize visibility during the key early weeks.

Step 5 | Review and Negotiate Offers

When offers are received, review both price and terms carefully.
Your agent will confirm the buyer’s qualifications and help you negotiate to achieve the best possible outcome.

Step 6 | Accept the Offer and Fulfill Conditions

Once you accept an offer, the agreement will outline details such as deposit, inclusions, closing date, and any conditions.
Work with your agent and lawyer to complete required steps such as inspections, appraisals, or status certificate reviews.

Step 7 | Prepare for Closing

Coordinate your move-out, transfer utilities, and complete any agreed repairs or maintenance.
Your agent will liaise with all parties to ensure a smooth transition to closing.

Step 8 | Closing Day

On closing day, legal ownership transfers to the buyer.
You’ll sign final documents with your lawyer, hand over keys, and complete all final arrangements.

After the Sale

Once closing is complete, take time to review next steps—whether purchasing another property, reinvesting, or relocating.
A well-managed sale provides a solid foundation for your next move.

A Step-by-Step Home Buyer’s Guide

Purchasing a home is an important milestone that involves many financial and practical decisions.
This guide outlines each stage of the buying process to help you move forward with clarity and confidence.

Step 1 | Define Your Needs and Goals

Begin by identifying what you’re looking for — location, property type, size, and lifestyle priorities.
Clarify your short- and long-term goals, whether it’s a first home, an investment property, or an upgrade.

Step 2 | Establish a Budget

Review your finances to determine a comfortable price range.
Consider all costs beyond the purchase price, including land transfer tax, legal fees, insurance, and maintenance expenses.
A realistic budget helps you stay focused and avoid surprises later.

Step 3 | Get Pre-Approved

Meet with a mortgage professional to obtain a pre-approval.
This provides a clear idea of your borrowing capacity and strengthens your position when making an offer.

Step 4 | Work with a Real Estate Agent

A knowledgeable agent can help you navigate the market, identify suitable properties, and guide you through negotiations and paperwork.
Professional advice ensures you make informed decisions at every stage.

Step 5 | Search for Properties

View listings that match your criteria and visit properties to assess layout, condition, and location.
Take note of neighborhood factors such as transit, schools, and amenities that fit your daily life.

Step 6 | Make an Offer

Once you’ve found the right property, your agent will prepare and present an offer based on market data and comparable sales.
Be prepared for negotiation on price, conditions, and closing date.

Step 7 | Conduct Inspections and Due Diligence

Arrange for a home inspection or, for condos, a review of the status certificate.
Confirm the property is in acceptable condition and that no major issues affect your decision to proceed.

Step 8 | Finalize Financing and Insurance

After your offer is accepted, finalize your mortgage details with your lender.
Confirm insurance coverage and ensure all conditions are satisfied by the required deadlines.

Step 9 | Prepare for Closing

Your lawyer will review all documents, handle title searches, and coordinate funds for closing.
Arrange utilities, moving logistics, and final walkthroughs before possession.

Step 10 | Closing and Moving In

On closing day, legal ownership transfers and you receive the keys to your new home.
Once the transaction is complete, you can move in and begin your next chapter.

After the Purchase

Keep records of all transaction documents and set up a plan for ongoing maintenance.
A well-planned purchase not only provides comfort but also builds a strong foundation for future financial growth.